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Equal Housing Lender

Member

 

 

 


Your Defiance Loan Team,
Gene and Frank 

Dow City Loan Team,
Maxine and Jean

 

Whether you need a home mortgage, a personal loan, or a student loan, the Defiance State Bank Loan Team has you covered. Visit us for all your financing needs.

Defiance State Bank ("DSB") complies with the letter and intent of all applicable consumer and fair lending laws.  No individual will be denied the services of DSB due to discrimination  because of race, color, religion, national origin, sex, marital status, age, family status, physical challenge, receipt of public assistance, or their exercise in good faith of rights granted by the Consumer Credit Protection Act.  Employees are instructed to treat all persons fairly and not to discourage anyone from applying for credit.  DSB will accept and consider all applications for credit and  will grant such credit based on safe and sound banking principles.

Residential Real Estate

Buying and financing a home is the biggest financial decision most people will ever make. So it's important to understand every step of the process. If you don’t find what you need here, give us a call  we have your answers.
Fill in the boxes with the proper amounts
 to calculate your loan amount.
No. of
Years:
Interest
Rate:
Loan
Amount:

Annual Tax:

Annual Insurance:
 

Estimated Results:

Monthly Principal
 + Interest
Monthly Tax
Monthly Insurance
Total Payment

This is an estimated amount for a loan - for an exact total please contact your lender.

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Home Equity

DSB Equity Loans* allow you to use the equity in your home to pay for a new car, home improvements, college tuition, a vacation, or anything else you want to do with the money. Unlike other types of loans, the interest on a Home Equity Loan may be tax deductible,** which can reduce the effective Annual Percentage Rate (APR).
* Property insurance will be required.
** Certain restrictions do apply, so please consult your tax advisor.

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Auto Loans

Has that old auto ka-chugged its last mile and you need a new car? Give us a call at DSB. Traditional financing or auto equity, new car or used - we'll find the best solution for financing your next automobile purchase.

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Agriculture  Loans

Need an Agriculture Loan? DSB can help.  Farming is large part of our lives here at Defiance State Bank.  We offer Operating lines of Credit, Machinery and Equipment Loans, Livestock Loans and Farm Real Estate Loans. Our interest rates are very competitive.   Applications are available at Defiance and Dow City.

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Defiance Main Office

201 Main Ave.
PO Box 279
Defiance, IA  51527

(712) 748-3561
(712) 748-3299 fax


Dow City Office

100 S. Franklin
PO Box 407
Dow City, IA  51528

(712) 674-3245
(712) 674-3466 fax